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	<title>Prudential Howe &#38; Doherty REALTORS® Blog</title>
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	<link>http://www.andoverliving.com/blog</link>
	<description>We are the people helping people make the right decisions in real estate</description>
	<lastBuildDate>Sun, 19 May 2013 11:05:03 +0000</lastBuildDate>
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		<title>Easy Bathroom Updates</title>
		<link>http://www.andoverliving.com/blog/easy-bathroom-updates</link>
		<comments>http://www.andoverliving.com/blog/easy-bathroom-updates#comments</comments>
		<pubDate>Sun, 19 May 2013 11:05:03 +0000</pubDate>
		<dc:creator>Prudential Howe &#38; Doherty REALTORS®</dc:creator>
				<category><![CDATA[Home Improvements]]></category>
		<category><![CDATA[bathroom remodel]]></category>
		<category><![CDATA[bathroom update]]></category>
		<category><![CDATA[updating on a budget]]></category>

		<guid isPermaLink="false">http://www.andoverliving.com/blog/easy-bathroom-updates</guid>
		<description><![CDATA[<p><a href="http://blog.rls2000.com/wp-content/uploads/2012/10/Fotolia_45253084_Subscription_Monthly_L.jpg"></a>Want to update your bathroom with a huge remodeling project? With a few simple updates you can change your old outdated bathroom to something more eye appealing. And the best part is you can do it all yourself with little to no cost!</p> <p>Replacing a toilet seat</p> <p>This is so simple and takes no [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://blog.rls2000.com/wp-content/uploads/2012/10/Fotolia_45253084_Subscription_Monthly_L.jpg"><img class="alignleft size-thumbnail wp-image-2353" title="Professional plumber." src="http://blog.rls2000.com/wp-content/uploads/2012/10/Fotolia_45253084_Subscription_Monthly_L-150x150.jpg" alt="" width="150" height="150" /></a>Want to update your bathroom with a huge remodeling project?  With a few simple updates you can change your old outdated bathroom to something more eye appealing.  And the best part is you can do it all yourself with little to no cost!</p>
<p><em>Replacing a toilet seat</em></p>
<p>This is so simple and takes no time at all.  If your toilet works just fine, but your toilet seat is outdated or worn out, a quick swap can really improve things.  Start by removing the old seat by using a deep well socket to unscrew the bolt.  A little WD-40 can help to loosen things up if needed.  Line up the new toilet seat and bolt into place.  And you are done!</p>
<p><em>Replace your shower head</em></p>
<p>Having a great shower head can make taking a shower a whole new experience.  Find one that fits what you have been dreaming of, whether it&#8217;s one that creates a waterfall effect, or one with a hand held shower head.  Typically replacing your shower head is as easy as unscrewing the old one and screwing on the new one!  And for added benefit, pick one that saves on water.</p>
<p><em>Update your hardware</em></p>
<p>Updating your towel holders, soap dishes and toilet paper holder can really add a whole new look to a bathroom.  Outdated hardware can make your bathroom look like it&#8217;s from the 1970s so pick new hardware that is modern and fits the overall look of the bathroom.  Replacing hooks and towel holders is an easy DIY project as long as you know how.  Many of these don&#8217;t have exposed screws, but they do have a tiny screw underneath each side that needs to be removed in order to lift off the wall mount.</p>
<p><em>Get new towels</em></p>
<p>And this includes bath mats, shower curtains and window curtains.  Updating all these things can change the color scheme all together.  Just make sure if you aren&#8217;t going to repaint that you pick colors and patterns that compliment the existing wall color.  Bathrooms look best in neutral colors, or lighter shades of blues, greens and yellows.</p>
<p>&nbsp;</p>
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		<title>Summer is Here &#8211; Time to Pull Out the Grill!  What&#8217;s on Your Plate?</title>
		<link>http://www.andoverliving.com/blog/summer-is-here-time-to-pull-out-the-grill-whats-on-your-plate</link>
		<comments>http://www.andoverliving.com/blog/summer-is-here-time-to-pull-out-the-grill-whats-on-your-plate#comments</comments>
		<pubDate>Tue, 14 May 2013 19:11:38 +0000</pubDate>
		<dc:creator>Deanna Monastiero</dc:creator>
				<category><![CDATA[Andover, MA 01810]]></category>
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		<guid isPermaLink="false">http://www.andoverliving.com/blog/?p=1598</guid>
		<description><![CDATA[<p><a href="http://www.andoverliving.com/blog/wp-content/uploads/2013/05/how-home-cooks-fire-up-for-grill-season_51269291146d1.png"></a></p>]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.andoverliving.com/blog/wp-content/uploads/2013/05/how-home-cooks-fire-up-for-grill-season_51269291146d1.png"><img class="aligncenter size-large wp-image-1599" title="how-home-cooks-fire-up-for-grill-season_51269291146d1" src="http://www.andoverliving.com/blog/wp-content/uploads/2013/05/how-home-cooks-fire-up-for-grill-season_51269291146d1-341x1024.png" alt="" width="341" height="1024" /></a></p>
]]></content:encoded>
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		<title>Packing Up the Dorm Room Until the Fall Semester</title>
		<link>http://www.andoverliving.com/blog/packing-up-the-dorm-room-until-the-fall-semester</link>
		<comments>http://www.andoverliving.com/blog/packing-up-the-dorm-room-until-the-fall-semester#comments</comments>
		<pubDate>Mon, 13 May 2013 18:44:02 +0000</pubDate>
		<dc:creator>Deanna Monastiero</dc:creator>
				<category><![CDATA[Andover, MA 01810]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Help Around the House]]></category>
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		<category><![CDATA[towels]]></category>
		<category><![CDATA[unpacking]]></category>

		<guid isPermaLink="false">http://www.andoverliving.com/blog/?p=1576</guid>
		<description><![CDATA[<p>My daughter just cleaned out her dorm room for the semester and everything is back in its assigned storage area in the basement.</p> <p>Between the two of us we&#8217;ve come up with some great tips for packing and ways to make unpacking easier for the next semester.  <a href="http://www.andoverliving.com/blog/wp-content/uploads/2013/05/Untitled-11.png"></a></p> <p>I&#8217;ve found labels are a great idea [...]]]></description>
			<content:encoded><![CDATA[<p>My daughter just cleaned out her dorm room for the semester and everything is back in its assigned storage area in the basement.</p>
<p>Between the two of us we&#8217;ve come up with some great tips for packing and ways to make unpacking easier for the next semester.  <a href="http://www.andoverliving.com/blog/wp-content/uploads/2013/05/Untitled-11.png"><img class="alignright size-medium wp-image-1590" title="Untitled-1" src="http://www.andoverliving.com/blog/wp-content/uploads/2013/05/Untitled-11-265x300.png" alt="" width="265" height="300" /></a></p>
<p><span style="line-height: 1.6em;">I&#8217;ve found l</span><span style="line-height: 1.6em;">abels are a great idea and save headaches later.   Document each box&#8217;s contents clearly with large labels &#8211; be very specific to avoid digging through boxes.  This can help during the unpacking process and make it easier to unpack the more important items first.</span></p>
<p><span style="line-height: 1.6em;">Suggestions on packing the following items:</span></p>
<ul>
<li>Bedding, towels, etc.  Launder prior to storage and put the clean items into large clear plastic bags and put a scented sachet or cedar block into the bags to keep them fresh.  Tip: the bags that bedding come in are ideal for storage of these items.  When you initially unpack the new dorm room bedding save that bag!</li>
<li>Refrigerator.  Clean out the unit thoroughly &#8211; I use a baking soda-dish soap solution.  Leave the door open for a few days to allow it to dry completely, then shut tightly and put it back into its original box (if you saved it) or into a clean trash bag.  Note: if you have smaller children make sure they can&#8217;t get to the refrigerator.  It may be dorm-sized, but kids will find trouble if you let them &#8211; lock it away!</li>
<li>Microwave:  Clean thoroughly, you can use the same baking soda-dish soap solution.    Store in a box, ideally the original packaging.</li>
<li>Mirrors, TVs, electronics, etc.  These items are both bulky and delicate, and need to be stored carefully so they don&#8217;t break while stored.   If you can get your hands on the packing blankets movers use, great.  If not, get some bubble wrap or old towels and wrap the items and secure with packing tape.  It&#8217;s a good idea to save the packaging for TVs and any other electrical appliances for easier storage.</li>
<li>Unused toiletries and laundry supplies.  If there&#8217;s large amounts of soap, shampoo, etc. pack them up in a plastic storage bin.   Use a smaller bin that your teen can use in their dorm room as the storage place for these items.  A great idea over the summer &#8211; stock up during sales on the items your teen uses and store in the bin.</li>
<li>Printer, scanner, and any other large electronics.  Pack these items with lots of packing bubbles or paper.  Mark the boxes with &#8220;this side up&#8221; so they won&#8217;t be jostled around.</li>
<li>Extension cords.  These are so much easier to use when they are neatly tied!  Store them all in a box or bag inside the TV box or electronics boxes.</li>
</ul>
<p>A &#8220;me first&#8221; box is always a good idea, put in everything you need to get started before you unpack the first box:</p>
<ul>
<li><span style="line-height: 1.6em;">An extension cord</span></li>
<li><span style="line-height: 1.6em;">Scissors and tape</span></li>
<li><span style="line-height: 1.6em;">A hammer for raising/lowering the bed</span></li>
<li><span style="line-height: 1.6em;">Philips and flat head screwdrivers   (Tip: invest in a small tool kit for the dorm room) </span></li>
<li><span style="line-height: 1.6em;">Lysol cleaning wipes (and baby wipes for your hands)</span></li>
<li><span style="line-height: 1.6em;">Air freshener</span></li>
<li><span style="line-height: 1.6em;">Batteries &#8211; for the TV remote or any electronics that will be used</span></li>
</ul>
<p><a href="http://www.andoverliving.com/blog/wp-content/uploads/2013/05/Untitled-2.png"><img class="alignleft size-medium wp-image-1584" title="Untitled-2" src="http://www.andoverliving.com/blog/wp-content/uploads/2013/05/Untitled-2-267x300.png" alt="" width="267" height="300" /></a>Now that everything is tucked away, enjoy your summer break!</p>
<p>Do you have any other tips you would like to share?  Leave us a comment!</p>
]]></content:encoded>
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		<title>Smart Ways to Save on Groceries</title>
		<link>http://www.andoverliving.com/blog/smart-ways-to-save-on-groceries</link>
		<comments>http://www.andoverliving.com/blog/smart-ways-to-save-on-groceries#comments</comments>
		<pubDate>Sun, 12 May 2013 11:18:35 +0000</pubDate>
		<dc:creator>Prudential Howe &#38; Doherty REALTORS®</dc:creator>
				<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[Save Money]]></category>
		<category><![CDATA[save on groceries]]></category>

		<guid isPermaLink="false">http://www.andoverliving.com/blog/smart-ways-to-save-on-groceries</guid>
		<description><![CDATA[<p><a href="http://www.rls2000.com/wordpress/wp-content/uploads/2012/08/grocery-cart.jpg"></a> Groceries can be one of the biggest monthly expenses in a family&#8217;s budget. It seems the prices just keep going up and up but there are ways to slim down your weekly grocery bill.</p> <p>Here are some strategies to help you save at the grocery store.</p> <p>Make a list: If you want to [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.rls2000.com/wordpress/wp-content/uploads/2012/08/grocery-cart.jpg"><img class="alignleft size-thumbnail wp-image-1626" title="grocery cart" src="http://www.rls2000.com/wordpress/wp-content/uploads/2012/08/grocery-cart-150x100.jpg" alt="" width="150" height="100" /></a> Groceries can be one of the biggest monthly expenses in a family&#8217;s budget. It seems the prices just keep going up and up but there are ways to slim down your weekly grocery bill.</p>
<p>Here are some strategies to help you save at the grocery store.</p>
<p>Make a list: If you want to avoid impulse make a list and stick to it. If you don&#8217;t have a list you will buy items that you simply do not need. You may also forget to purchase the items you need causing unnecessary trips back to the store.</p>
<p>Look for expiration dates:  Avoid buying items that will go bad quickly. Pay attention to expiration dates especially on things like milk, meat, eggs, and yogurt.</p>
<p>Look for meat markdowns: Butchers mark down their meat either early in the morning or in the evening saving you 30 to 60 percent. If you ask most butchers will tell you when they mark down their meat.</p>
<p>Buy in bulk: When you find things like cereals, tinned goods, rice, beans, pasta, coke, toothpaste, body wash, shampoo, toilet paper etc. on sale buy in bulk. You might also want to shop at warehouse stores for these items.</p>
<p>Buy generic: Generic store brands can save you money. Most generics are just like or very close to the name brand product without the hefty price tag.</p>
]]></content:encoded>
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		<title>Don&#8217;t Forget Mom this Weekend!</title>
		<link>http://www.andoverliving.com/blog/dont-forget-mom-this-weekend</link>
		<comments>http://www.andoverliving.com/blog/dont-forget-mom-this-weekend#comments</comments>
		<pubDate>Sat, 11 May 2013 14:37:32 +0000</pubDate>
		<dc:creator>Deanna Monastiero</dc:creator>
				<category><![CDATA[Andover, MA 01810]]></category>
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		<guid isPermaLink="false">http://www.andoverliving.com/blog/?p=1568</guid>
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		<title></title>
		<link>http://www.andoverliving.com/blog/1562</link>
		<comments>http://www.andoverliving.com/blog/1562#comments</comments>
		<pubDate>Mon, 06 May 2013 12:34:49 +0000</pubDate>
		<dc:creator>Deanna Monastiero</dc:creator>
				<category><![CDATA[Andover, MA 01810]]></category>
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		<guid isPermaLink="false">http://www.andoverliving.com/blog/?p=1562</guid>
		<description><![CDATA[<p style="text-align: center;"><a href="http://www.andoverliving.com/blog/wp-content/uploads/2013/05/kitchen.png"></a></p>]]></description>
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		<title>Using Gift Money For Down Payment</title>
		<link>http://www.andoverliving.com/blog/using-gift-money-for-down-payment</link>
		<comments>http://www.andoverliving.com/blog/using-gift-money-for-down-payment#comments</comments>
		<pubDate>Sun, 05 May 2013 11:05:03 +0000</pubDate>
		<dc:creator>Prudential Howe &#38; Doherty REALTORS®</dc:creator>
				<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Buying a home]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Using Gift Money For Down Payment]]></category>

		<guid isPermaLink="false">http://www.andoverliving.com/blog/using-gift-money-for-down-payment</guid>
		<description><![CDATA[<p><a href="http://blog.rls2000.com/wp-content/uploads/2013/04/gift-money.jpg"></a>If you are looking to buy a home you may be wondering how you will be able to come up with the down payment. One way that many buyers come up with down payment money is from gifts.  If you are planning on using gift money to help buy a home there are some [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://blog.rls2000.com/wp-content/uploads/2013/04/gift-money.jpg"><img class="alignleft size-thumbnail wp-image-3440" title="gift money" src="http://blog.rls2000.com/wp-content/uploads/2013/04/gift-money-150x150.jpg" alt="" width="150" height="150" /></a>If you are looking to buy a home you may be wondering how you will be able to come up with the down payment. One way that many buyers come up with down payment money is from gifts.  If you are planning on using gift money to help buy a home there are some guidelines you will need to follow.</p>
<p>Here are some simple rules:</p>
<p>1. Get a Gift Letter</p>
<p>If you are getting gift money to help you buy a house you will need a gift letter. The letter has a few requirements:</p>
<ul>
<li>Have the letter hand-signed by you and the gift-giver</li>
<li>State the relationship between the buyer and the gift-giver.</li>
<li>State the amount of the gift.</li>
<li>State the address of the home being purchased.</li>
<li>A statement that the money is a gift and not a loan that must be paid back.</li>
<li>A statement that says: “Will wire the gift directly to escrow at time of closing.”</li>
</ul>
<p>2. Document a paper trail</p>
<p>Mortgage underwriters want proof of where the money came from and where it went. Get copies of transactions showing the withdrawals and deposits. You will also need to make sure that the transaction is for the exact amount of the gift.</p>
<p>Following these simple guidelines will get you to the closing table hassle free.</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
]]></content:encoded>
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		<title></title>
		<link>http://www.andoverliving.com/blog/1557</link>
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		<pubDate>Fri, 03 May 2013 17:51:51 +0000</pubDate>
		<dc:creator>Deanna Monastiero</dc:creator>
				<category><![CDATA[Andover, MA 01810]]></category>
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		<guid isPermaLink="false">http://www.andoverliving.com/blog/?p=1557</guid>
		<description><![CDATA[<p><a href="http://www.andoverliving.com/blog/wp-content/uploads/2013/05/Capture.png"></a></p>]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.andoverliving.com/blog/wp-content/uploads/2013/05/Capture.png"><img class="aligncenter size-large wp-image-1558" title="Capture" src="http://www.andoverliving.com/blog/wp-content/uploads/2013/05/Capture-797x1024.png" alt="" width="515" height="661" /></a></p>
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		<title>How to Buy Your Dream Home</title>
		<link>http://www.andoverliving.com/blog/how-to-buy-your-dream-home</link>
		<comments>http://www.andoverliving.com/blog/how-to-buy-your-dream-home#comments</comments>
		<pubDate>Sun, 28 Apr 2013 11:17:54 +0000</pubDate>
		<dc:creator>Prudential Howe &#38; Doherty REALTORS®</dc:creator>
				<category><![CDATA[Buying a Home]]></category>
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		<category><![CDATA[Tips for Buying Your Dream Home]]></category>

		<guid isPermaLink="false">http://www.andoverliving.com/blog/how-to-buy-your-dream-home</guid>
		<description><![CDATA[<p><a href="http://blog.rls2000.com/wp-content/uploads/2013/01/dream-house.jpg"></a>What is your dream home? It is a water-front home, a cabin in the woods, a city apartment or a home on a cul de sac in a suburb? The phrase “dream home” means a lot of different things to a lot of different people. Here are some things to consider when looking for [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://blog.rls2000.com/wp-content/uploads/2013/01/dream-house.jpg"><img class="alignleft size-full wp-image-2970" title="dream house" src="http://blog.rls2000.com/wp-content/uploads/2013/01/dream-house.jpg" alt="" width="100" height="81" /></a>What is your dream home? It is a water-front home, a cabin in the woods, a city apartment or a home on a cul de sac in a suburb? The phrase “dream home” means a lot of different things to a lot of different people. Here are some things to consider when looking for your dream home:</p>
<p>Square Footage</p>
<p>Consider how much room you need in your home. Do you need a media room or a finished basement? Three decades ago the average home size was 1,645 square feet. Now the average home size has gone up to 2,195. Recent trends have shown house sizes again decreasing as buyers evaluate what they truly need.</p>
<p>Floorplan</p>
<p>Think about how you will use your home, will you be entertaining? Do you like your home with rooms that are intimate and have a  traditional feel? Or do you prefer an open floor plan? The way you use your home will dictate the type of floor plan you ultimately choose.</p>
<p>Extras</p>
<p>What kind of extras are you looking for in a home? Do you want granite counter tops, high-end appliances, or other extras?  That will also affect price. Decide what you want and make sure it fits your budget.</p>
<p>Landscaping</p>
<p>The bigger the better may not be the case when it comes to a lawn. A big lawn means lots of landscaping. If you are willing to perform the necessary upkeep you may opt for a large yard; if not, your dream home may be a home with a smaller yard or even a condo.</p>
<p>Location</p>
<p>Choosing a neighborhood is important when picking your dream home. If you have a family or are planning one in the future you most likely will want to look at school systems.  Other considerations are commute time to work, location to stores, highways, the ability to walk to venues and public transportation.</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
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		<title>Prudential Howe &amp; Doherty REALTOR® Mary O’Donoghue Named “REALTOR® Of The Year”</title>
		<link>http://www.andoverliving.com/blog/prudential-howe-doherty-realtor%c2%ae-mary-o%e2%80%99donoghue-named-%e2%80%9crealtor%c2%ae-of-the-year%e2%80%9d</link>
		<comments>http://www.andoverliving.com/blog/prudential-howe-doherty-realtor%c2%ae-mary-o%e2%80%99donoghue-named-%e2%80%9crealtor%c2%ae-of-the-year%e2%80%9d#comments</comments>
		<pubDate>Mon, 22 Apr 2013 19:04:08 +0000</pubDate>
		<dc:creator>Deanna Monastiero</dc:creator>
				<category><![CDATA[Agent Awards]]></category>
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		<guid isPermaLink="false">http://www.andoverliving.com/blog/?p=1546</guid>
		<description><![CDATA[<p><a href="http://www.andoverliving.com/blog/wp-content/uploads/2013/04/Mary-ODonoghue-quantum-color.jpg"></a>ANDOVER, MA (April 19, 2013) – Mary O’ Donoghue was recognized as the 2012 REALTOR® of the Year by the Northeast Association of REALTORS® at the April 11th Annual Awards Gala at the Tewksbury Country Club. The award acknowledges her commitment to the REALTOR® organization as well as for contributions to the local community.  [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.andoverliving.com/blog/wp-content/uploads/2013/04/Mary-ODonoghue-quantum-color.jpg"><img class="alignleft size-medium wp-image-1547" title="Mary O'Donoghue quantum color" src="http://www.andoverliving.com/blog/wp-content/uploads/2013/04/Mary-ODonoghue-quantum-color-202x300.jpg" alt="" width="202" height="300" /></a>ANDOVER, MA (April 19, 2013) – Mary O’ Donoghue was recognized as the 2012 REALTOR® of the Year by the Northeast Association of REALTOR<span style="line-height: 1.6em;">S® at the April 11</span><sup style="line-height: 1.6em;">th</sup><span style="line-height: 1.6em;"> Annual Awards Gala at the Tewksbury Country Club. The award acknowledges her commitment to the REALTOR® organization as well as for contributions to the local community.  The announcement was made by Christopher Doherty, Broker/Owner, Prudential Howe &amp; Doherty.</span></p>
<p>As the 2012 President of the Northeast Association of REALTORS®, O’Donoghue served on all levels of the REALTOR® organization, inclusive of activities with the Massachusetts Association of REALTORS® and the National Association of REALTORS®. On a civic level she is member and past President of the Kiwanis Club, Vice Chair of the Andover Finance Committee, and a regular participant in the PanMass Challenge.</p>
<p>A native of Ireland, Mary has been a REALTOR® since 1991. She specializes in residential marketing and sales and has earned the Certified Residential Specialist (CRS) designation from the National Association of REALTORS®. She resides in Andover with her husband and has a son and a daughter.</p>
<p><strong>About Prudential Howe &amp; Doherty</strong></p>
<p>Prudential Howe &amp; Doherty was created in 1995 through a merger of Howe Real Estate (established in 1955) and J.B. Doherty Associates (established in 1981).  The company has grown from two local family businesses into an independently owned and operated award-winning Prudential Real Estate Affiliate.  Prudential Howe &amp; Doherty employs highly experienced and qualified Agents who are e-certified and equipped with some of the latest technological tools available in the real estate industry; and a seasoned support staff dedicated to providing quality services to their clients.  Prudential Howe &amp; Doherty is headquartered in Andover, Massachusetts and has a second office in North Reading, Massachusetts.  For questions or more information regarding your real estate needs, please visit www.andoverliving.com.</p>
<p>Prudential Howe &amp; Doherty is a brokerage member of Prudential Real Estate, a network brand of HSF Affiliates LLC, of which HomeServices of America, Inc.TM is a majority owner. HomeServices of America, a Berkshire Hathaway affiliate, is the second-largest, full-service residential brokerage firm and one of the largest providers of integrated real estate services in the U.S. HomeServices is comprised of many of the industry’s most respected real estate firms located across the nation, specializing in all areas including brokerage, mortgage, title and escrow services, insurance and relocation. For more information about HomeServices and its network of leading companies, visit www.homeservices.com.</p>
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