They get grimy, dirty, smelly and can be some of the dirtiest things in your home. What are they? Your kitchen appliances! But with some everyday household items and a little bit of elbow grease, your kitchen appliances can look and smell like new for many years to come.

 

To clean your dishwasher:

Regularly clean the seams and liner of your dishwasher this will help reduce bacteria buildup and improve its effectiveness.

Scour the inside of your dishwasher with a pad dipped in baking soda to remove residue and stains from the interior surface and crevices of your dishwasher.

Run a regular cycle of wash with lemonade. The ascorbic acid will help remove any remaining buildup, and leave your dishwasher smelling clean and fresh.

To clean your oven/range:

Loosen baked-on food inside your oven using a plastic spatula.

Use the juice from two squeezed lemons to clean your oven. Place the juice into an oven safe dish, throw in the lemon remains and bake 30 minutes at 250 degrees. Now you have a clean and fresh smelling oven.

To clean your refrigerator:

Clean your refrigerator monthly.

Remove all of the food from your refrigerator and discarding items that are aged or expired.

Create a paste from ½ cup of baking soda with 1 tbsp of vinegar. Apply the paste to a soft scouring pad, and scrub. Wipe away any residue with a damp sponge,

Vacuum the undercarriage of your fridge.

Wipe down the outside with warm water and vinegar.

Keep baking soda at the back of fridge to help keep it smelling fresh.

There is no need for fancy cleaning products the things you have around the house will do just fine.  Do you have any other tips for keeping your kitchen spic and span?

You might have seen the ads on TV about reverse mortgages, but what is a reverse mortgage? It is a loan for older homeowners that uses a portion of the home’s equity as collateral. Instead of the homeowner paying the lender, it is the lender that pays the homeowner based on the equity in the home.

How much can be borrowed?

The amount that can be borrowed in a reverse mortgage is determined by an Federal Housing Authority (FHA formula).  The formula considers age, the current interest rate, and the appraised value of the home.

What are the requirements for a reverse mortgage?

You must be at least age 62

The home must be owned free and clear or all existing liens.

Any mortgage balance must be paid off with the proceeds of the reverse mortgage loan at the closing.

There are usually no income or credit score requirements.

How is the loan repaid?

The loan cannot become due as long as at least one homeowner lives in the home as their primary residence and maintains the home in accordance with FHA requirements (keeping taxes and insurance current).

The must be repaid when the last surviving homeowner permanently moves out of the property or passes away. The estate will have approximately 6 months to repay the balance of the reverse mortgage or sell the home to pay off the balance.

 

Have you ever tried to clean your rugs? It can expensive and difficult to get the stains out. It can also be dangerous for small children and pets to put harmful chemicals on your rugs.

Here is a recipe for a homemade rug cleaner that works great and is safe for your family:

Ingredients:

1/4 teaspoon dishwashing liquid
1 cup lukewarm water

1. Combine the dishwashing liquid and water.

2. Use a spray bottle to apply the solution over a large area, or use the solution to spot-clean nongreasy stains.

Don’t use substitute laundry detergent or dishwasher detergent in place of dishwashing liquid, as they may contain additives that can affect the rug’s color.

There’s a lot to consider when you’re buying a home and it’s easy to become overwhelmed with all the possibilities. It’s also easy to fall in love with a house simply because it’s furnished tastefully, smells nice or has a beautiful front lawn. Be sure to look past the cosmetics of the house and keep the most important things in mind when you go house shopping. Don’t ignore a house just because you don’t like the color of the paint or wallpaper, because those are cosmetic things that can be changed to your liking. There are a few key features that are the most important things to consider when buying a house, outside of finances.

Space

Before looking at houses, decide how many bedrooms and bathrooms you absolutely must have for the size of your family. Then, consider if you really need a living room and a family room. Some people buy a house with both, and never even use the living room, making it an unnecessary waste of space. Do you work from home and need an office? Do you have young children who need a big yard to play in? Do you like to entertain and want an adult play room in a basement? Do you want to grow into the house and take future children into consideration, or will a large home just be too much? These are all things to consider before deciding how much home you really need.

Commute

Your commute is important and may be more important than you realize. Many people have made the mistake of buying a home too far from work and underestimating the toll a long commute will have on their lives. A long commute cuts down on your family and social life, increases stress, and may even cause you to lose sleep. Often it is better to find a home close to work and perhaps give up something you think is important in a home. This is all about keeping your priorities straight.

Is Your Furniture Going to Fit

If you have large furniture, or a lot of furniture, consider if it will all fit in your new home. Will that large over-sized dresser be able to be carried up three flights of stairs into your bedroom? Will your expensive, overstuffed sofa fit in the front door of an older home? Will the bedroom be big enough for your king-sized bed or will it take up the whole room? If you have a dining room now, does the new house have one also, or is that something you can forgo?

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